Often we go about our day to day lives and don’t take the time to look back at how far we have come in the past year.

I am certainly guilty of that.

For me, in 2012, I have seen two huge improvements in my own life–financially and physically.

While we have taken some steps back on debt repayment, we still have made quite a dent in our debt this year, and we are in the midst of a blitz to bulk up our emergency fund.

Physically, I went from being sick every day, feeling exhausted, and dizzy to not being sick and feeling what it is like to have energy again.  As soon as I figure out my recurring throat issue, I will have no physical complaints.  It is wonderful to know what is wrong with me and how to fix it.

What about you?  What important changes have you made this year that you are thankful for?

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