The very first blog I ever read was Money Saving Mom. It was back in 2008 when I was 6 months pregnant and desperately looking to figure out a way to quit my job and stay home with my kids. Through her site I learned about the drugstore game and did quite well getting toiletries for my family for free or nearly free.
I was continually amazed by how she could feed her family for so little, and I was inspired when she and her husband bought their first home with cash, outright. Perhaps because I have read her blog every day for the last 3.5 years, I did not find a lot of new information in her book, The Money Saving Mom’s Budget.
However, for people who haven’t read Money Saving Mom for years like I have or who are trying to learn how to live within their means or who want to slash their grocery budgets, especially when food prices are so high right now, I highly recommend The Money Saving Mom’s Budget.
An Overview
The book begins with issues Crystal is passionate about–setting goals, decluttering and being organized. In fact, the first two chapters focus on goal setting and decluttering, and with good reason. If you don’t have goals, it is hard to actively strive toward something and make an impact, and if your home is a cluttered mess, you are wasting a great deal of time by looking for things and trying to clean with all of the clutter in the way, and you likely are wasting money buying things that you already have but cannot find.
Chapter Three takes readers through how to make a budget so every expense, including annual expenses, are covered. She clearly outlines her strategy, and most importantly emphasizes that readers should take it slowly and shouldn’t expect overnight results. She suggests three months just to become familiar and comfortable with budgeting before moving on to a more detailed budget.
She also argues that people should use cash only for three months to become more in touch with their spending. I wholeheartedly endorse this approach as my husband and I have been doing this for the last 8 weeks, and it has proved to be eye opening. In addition, she refutes common reasons why people say they “have to” use credit cards.
Chapters 5 through 7 focus entirely on ways to lower your grocery bill. These are the chapters I plan to reread and study, because in 2012, I want to spend time lowering my grocery bill through the use of coupons. Crystal encourages everyone to use coupons, even those who have food allergies or intolerances or who eat an organic diet, because there are still deals to be had. Currently The Money Saving Mom’s Budget Book is on pre-order on Amazon for $11.09. I daresay you could recoup the cost of the book in just one grocery shopping trip following the strategies outlined in these chapters.
The last two chapters of the book focus on ways to save on entertainment and other expensive items such as glasses and contacts and to commit to being content within your own life and your own situation.
There is additional valuable information at the end of the book such as budget forms, strategies for having a successful garage sale and ways to budget your time.
Overall, I would recommend this book to a friend because, using Crystal’s strategies, a reader will quickly recoup the price of the book. The real strength of the book, in my opinion, is the section on how to lower your grocery bill.
The Giveaway
Crystal has generously agreed to give one Mom’s Plans reader a copy of the book when it is released on January 12, 2012.
-To enter, simply leave your favorite money saving tip in the comments.
-For an additional entry, follow Mom’s Plans on Facebook and leave a comment that you have done so (or that you already do)
This giveaway will end on December 31, 2011 at 11:59 p.m. CST.
I received a pre-release copy of The Money Saving Mom’s Budget Book for review purposes. I received no other compensation. All opinions are my own.

My favorite money saving tip is plan your weekly menu. The weeks where I slack at this are the weeks when my grocery bill jumps up.
Thanks for the giveaway.
So true, Kristia. Cannot wait till my fiancee and I get married. I know my grocery bill will decrease drastically. She plans on planning our meals — having to go back to the store for spur of the moment food decisions often results in a bigger dent in the wallet.
I follow you on facebook through Family Balance Sheet.
I’ve been using cash envelopes for a couple years now…this has really helped me stick to our budget, especially groceries and dining out 🙂
My favorite money saving tip is to use cloth diapers and try to buy most of my kids clothes used, especially when they’re little.
My favorite money saving tip is clipping coupons!
I never go to the grocery stores without a detailed list and after checking out all deals on the stores’ websites.
My favorite money saving tip is to have a realistic budget.
My favorite money saving tip is to comparison shop. I’m always amazed at the difference in prices between stores or online. Everything from toys, prescriptions and groceries. My daughter wanted a herstyler curling iron set – $300 at the mall, we came home and found the same item for $42 on amazon.
hickenfam at hotmail dot com
I follow you on facebook (jody g h..)
hickenfam at hotmail dot com
Make a menu to include all meals for the week, and make sure you have all items on hand to avoid last-minute rush trips to the grocery store.
Weekly menu planning is a great way to save money!
I follow you on facebook!
My best tip – just stay out of the stores. If you don’t see it, you won’t want it! And it forces me to be creative to get another meal out of my pantry or freezer.
ooops, should have read more carefully 🙂 My favorite money-saving tip is to challenge myself to at least one meal from ingredients ‘on hand’ each week, especially when we feel like ‘there’s nothing to eat.’ There is almost always a great option or two, we just need to get started cooking instead of caving to delivery or buying more.
That is impressive that you have read her blog for that long.
I am a fan of money saving mom’s website too. I save money using coupons matched with the sales. I also shop at thrift stores.
I love making my own laundry soap. It takes about 15 minutes of my time every couple months and cost per load is under $0.01.
Favorite tip: Don’t shop for fun. This was the hardest thing for me to get in my head. Now I shop when I NEED to, not because I am bored.
Also, I follow you on facebook.
I line dry our clothes as much as possible and when I can’t do that. I have clothes drying racks in my bedroom.
Clipping coupons it’s what works for me & my family.
My favorite money saving tip is to meal plan.
I follow you on Facebook.
Using a coupon on a sale item!
I already follow you on Facebook!
Do I have to choose just one tip? There are SO many painless ways to save a little bit of money and all of those things together add up to big savings! Here are a few of my favorites: menu planning, couponing, do your baking/laundry/run dishwasher on off peak hours, plan for wardrobe needs a year in advance if possible, make things from scratch (it’s so simple to make taco seasoning/oatmeal packets/Bisquick from scratch). I could go on and on. And yes, I have read Crystal’s blog for years. These are just a few of the ideas that I have gleaned and implemented. Being a good steward of our money allows to me to be a stay at home mom and homeschool my kids.
Grocery shop with cash is my number one money saving tip! This has saved me the most money!
I am now following Mom’s Plans on facebook 🙂
The best money saving thing I’ve done so far, and I’m still learning, is implementing coupons and sales!
My favorite money saving tip is to play the drugstore game! Tons of toiletries for cheap or free and we never run out since we have a small stockpile of items we use daily! 🙂
I follow you on Facebook
We plan our menus at least for the next week and shop accordingly only once (in theory). Sometimes we do it a month in advance but things tend to get changed then. But it makes sense to do some planning….
Planning ahead is key to saving money. I’d love to read this book since I follow Money Saving Mom too.
I follow you on FB
Most recent money-saving tip: find an Aldi grocery store in your area. I just discovered them and their prices are amazing!
My money saving tip is to limit eating out as much as you can. I use once a month cooking to make sure there is always a meal prepared even when I have no time to cook.
I like Mom’s Plans on Facebook (Jen Voss)
I use coupons for $.50 that double to $1.00…and when those items go on sale for $1.00, I get them for free!!
tarter95 at hotmail dot com
my fav moneysaving tip is to have a realistic meal plan – we have afternoon/evening activities 4 nights a week. without a plan for those nights, we end up eating out – NOT good for the budget or the waistline.
10750coupons at gmail dot com
fb follower ten coupons
10750coupons at gmail dot com
Ohhh! I love Crystal! I would love to win this book!
My favorite money saving tip is to shop used for clothing. For both the kids and myself. You can save up to 90% off plus it is so much greener. I love that the money I spend is going to help others (like Goodwill or rummage sales) or right in the hands of members in my community (when I shop at garage sales).
My money saving tip is to use coupons and shop sales
make a grocery list and eat before you go!
I follow sales and then match the sale items with coupons to save the most money!
I am following you on facebook! Been for some time and love all your updates while earning more income and paying down debt. Gives me hope that I can do the same.
followed on facebook
a money saving tip: use reuseable grocery bags at Sprouts. they give you 5 cents per bag. Also Target.
Use tupperware for sandwiches/snacks you bring to lunch. better for the environment & also you don’t spend money on ziplocs
Shop at places that double your coupons (ie King soopers, safeway)
My best money saving tip is to buy ahead on groceries when you find a rock bottom sale price or markdown and then plan your menus from your pantry.
I think one of the most money saving things anyone can do is to acquire basic cooking and baking skills. It’s taken years of experience, but today I feel confident I can pull together a decent, healthful meal out of the most simple and humble ingredients…..
Follower on Facebook!
My favorite way to save money is by buying quality goods in the first place. Spend more and get something that lasts and lasts.
I like your facebook page.
I like the tip of getting organized to help start and kee your budget going.
I like to party plan as a hobby and I make things very cheaply and creatively to keep the party on a budget.
Thanks!
I am a fan on FB of Mom’s plan.
Thanks!
The best way for me is to make a menu plan and then stick to my grocery shopping list! no extras 🙂
already follow you on FB 🙂
The best money saving tip I know is coupons. They really save money at the grocery store. Big help with the food budget.
I am new to this money saving thing, but so far I have been quite impressed with my coupon skills. If you stay on top of your coupon clipping and the sales, you can rack up on lots of everyday items for little to nothing!
I reuse old towels and cut them into cleaning rags
Right now I’m thinking of buying all my wrapping paper on clearance for next year!
I would love to win this! My favorite money saving tip is to use the Cash Envelope System. It really keeps you accountable for every penny spent!
My tip is to be on a cash budget. Only take cash to the grocery store. You won’t be tempted to put extra things in your cart if you know you can only spend so much.
save for Christmas all year! We save a little bit each month and then when Christmas arrives there is no stress!
I use cash for everything (except gas which I pay for with debit) and save a lot of money that way.
I like meal planning!
my favorite is coupons & getting items on sale. also I have liked you on facebook. thanks
Buying used has saved us a lot of money. I can’t wait to read her book!
I follow her website and would love to win the book!
I sat down and came up with a budget and switched from using a debit card to cash. It really helped us track where I was wasting money
My favorite money saving tip is using cash only! Plastic makes it too tempting to spend more than you budgeted.
Best tip I try to follow to save money and pay off debt is Dave Ramsey’s ‘Gazelle Intent’ strategy with money!
My favorite money saving tip is also a time saving tip for me. I clip coupons, buy in bulk and I prepare meals ahead of time and freeze them. I am a mom of 4 with two autistic kids, and I am in college part time. This leaves little time for other things like spending hours in the grocery store. If you clip coupons, or print them off line, make a list, buy in bulk, cook and freeze meals; it is easy to have a full healthy meal ready in a short amount of time, while saving a dime. ~Crystal~
My favorite money saving tip is to layer deals, i.e. combine coupons with a sale, or use a coupon code with free shipping. I hope I win, I just added Crystal’s book to my reading list for 2012.
My favorite money saving tip is to make a list and stick to it. This has helped me the most. Whenever I go to the store without one, I always spend more and pick up things that I don’t really need. Thank you.
I price match
I try stockpiling toilet paper and laundry soap at costco with their monthly coupons.
You have to comparison shop, use coupons coupled with sales and stock up.
Shop online with ebates. The checks come effortlessly!
i’m a coupon clipper! love to match up my coupons with the weekly grocery store deals
I always shop the sales flyer and buy enough for 6 weeks worth. That way, I never run out and have to pay full price.
i like u on fbk (cassie k graham)
My favorite money saving tip is to shop with coupons and search the clearance racks at Target for free or almost free products!! I have saved so much money just with this tip. I would love to win a copy of the book to save even more money! Thanks!
My tip is to shop once every other week.
Our family makes our own laundry detergent and household cleaners to save money.
I like Money Saving Mom on fb…and we swap kids clothes with friends to save money!
I write out all our bills so I can pay them when our paycheck comes in. That way I am never late on anything!
Follow blogs-a lot of times they let you know where the best deals are, teach you how to coupon, and where/how to match coupons with sales.
My money savings tip is to follow as many blogs about free stuff and coupons as you can. There are so many blogs that have such great information on them. The best part is that it is already researched and I don’t have too, so thanks to all you bloggers!!
My money saving tip is to read the tips pthers have written..They have been there and done that, so they know how to help you save money.
Besides couponing, I go to my local grocery salvage store to get amazing deals on organic products that are close to being out of date or were part of a damaged shipment. I have found some amazing deals!
I liked Mom’s Plans on Facebook!
Wow! It is difficult to choose one tip when there has been so many helpful tips. One of my favorite tips for saving money is meal planning. Taking the time to plan out our family meals in advance is a huge money saver in our home. It keeps us from running to grab fast food when we are short on time and energy.
I love to use competitor coupons at Publix!!! Save a ton of money!
Menu Planning is the one thing that has really helped decrease the grocery bill. I don’t know where I would be without it!
I liked your page on facebook: Courtney Breban
I follow you on Facebook and you are awesome!
My best money saving tip is paying cash for groceries and other items. I limit eating out and try making most of our food instead of buying ready made foods.
I have learned (the hard way) to always go to the grocery store with a list and your coupons. In this economy it is so important to do this so I can feed my family healthy and not use my whole paycheck to do it.
My favorite is meal planning and making sure to shop with coupons…
A good money saving tip is to plan on using up leftovers when making meal plan. Baked chicken meal then, leftover chicken in casserole and bones get boiled for soup or broth. Leftover hamburger meal gets made into chili or tacos.
I love using coupons through Swagbucks, because you not only get the money off when using the coupon, you also get credited 10 Swagbucks for each coupon used!!
The best money saving tip that I know is to not limit your grocery shopping to one store. I regularly shop at Kroger, Aldi and Walmart to save some money. For me it is easy as they are all on the same road within 1 mile of each other.
I follow you on facebook!
Rachel Davis
I’ve found that using coupons paired with sales is a huge money saver!
I follow Mom’s Plans on Facebook!
I liked Mom’s Plans on facebook.
My favorite money saving tip is stay home. If you don’t NEED to go to the store, stay away. It saves money and gas. 😉
I liked your facebook page.
Clipping coupons and only buying items on sale
My favorite money saving tip is to use the envelope system. I get cash and put it in my envelopes and once it is gone, I have to get really creative.
Love this blog it is my favorite!!!
Couponing and stockpiling on necessities has been my favorite money-saving tip. I also always google for promo codes and use ebates when shopping online 🙂
Instead of ordering drinks when we go out to eat, we all just drink water. It can easily save us around $10 for our family of five! Thanks for the chance to win 🙂
My money saving tip is to check out your local library.
My library loans out books, video games, movies, and ebooks for free. They also offer reduced passes to local museums and the aquarium ($2/person for the Children’s Museum!). As they are one part of a huge network, I can also request items from the whole network for free.
If your library isn’t part of a larger network, it may be worth it to buy a membership at a larger library with the above benefits.
My daughter taught me to only buy if on sale and I had a coupon for the item. I have added clearance items to my list.
Buying like new clothes at garage sales. SO much cheaper than new and just as nice.
I like money saving mom on FB.
Thanks for the book give away! My tip would be to apply the envelope system to your grocery money. My husband gives me a lump sum which I divide into co-op, produce, meat, milk, egg, dogfood… I prefer to buy directly from farmers and this system allows me to set aside a little each pay check so that when I need to buy $100 worth of meat from the butcher/farmer to restock my freezer, I already have the money there. Or if I need to buy bulk dogfood, I’m not spending half of my grocery money at once. Now that we’re raising our own chickens for eggs, my egg money goes to buy feed keeping us from adding another expence to our budget! Hope that helps someone…
We cook and eat at home. 🙂
I “likes” on facebook. 🙂
I shop at the cheapest grocery store I can find – it makes a HUGE difference! I also look at the flyers before shopping and make my menu by what’s on sale.
I follow you on FB
My best money savings tip is this…be content with what you have. Not easy to do sometimes, esp when I see my junker of a car, a very dependable and paid off car!!
I shop once a month from a planned menu and then only shop for deals the rest of the month.
I figured out my favorite processed foods and found ways to make them from scratch, and in bulk. I can make 2 months worth of oatmeal for what it cost me for a box before, and it tastes even better!
My favorite money saving tip is to make your own laundry detergent. I make it by the 5-gallon bucketful and it costs barely anything. Only takes 3 ingredients and is a snap to make. I also try to never use my dryer unless it is an absolute emergency – I either use my line outside or my drying rack inside.
My most money saving tip is that I do all the shopping. My honey just doesn’t get the “coupon thing” He so preoccupied with other things that I find it easier to do the clipping and comparing, reading flyers for deals and shopping. I save with manufacture and competitors coupons combined with BOGOs.
Oh yes, I follow on facebook as well!
One of my money saving tips is to shop at Aldi. 🙂 Thanks for the chance to win!
I “like” MSM on FB.
Buying reduced produce, meat, and seasonal items. Preparing them and freezing them saves a lot of money!
I have been clipping coupons but have a lot to learn yet. I have 18 month old little boy and need to start working to save our family some money. coupons, and used clothes stores and reading up on other ways now. 🙂
My $ saving tip is: I pray before I go shopping! My “I want this” attitude becomes “I don’t need this…or even, why did I think I wanted this?” It amazes even me!
I follow others tips online!
would love to win! my money saving tip is to use your public library. “rent” DVDs and check there for books to read. has saved our homeschooling family a fortune:)
Use coupons for more than just groceries!
I always use coupons matched with sales at the grocery store. I go to websites like Money Saving Mom or Southern Savers to find the coupon matchups.
My favorite money saving tip is to use the “Cash only system” because you can not spend more than you have. Thank you for the wonderful give away.
I like to make my own febreeze using fabric softener and water
Thanks for a great giveaway. 🙂
I’m wanting to do better at having MORE meatless suppers each week……currently, we do one or two, but I’m thinking we could do more.
My eyes are becoming more open about how important it is to only use cash. It is so easy to overspend with a credi card.
I have liked money saving momma on facebook.
I like using coupons for toothpaste. Great savings!
Not to spend money, just to spend money!
I would love to win her book! I’ve been following her blog for months and have learned so much. It would be nice to have her advice in print:)
Im always on the look out to make things instead of buying them in order to save money
CVS ExtraCare bucks!
Using cash for everything for 3 months to be in touch with your spending
reuse and recycle
followed you on fb
I try to make more vegetarian meals for my family.
I now follow you on Facebook.
My tip is to plan your meals according to weekly sales as your local market.
Plan out your meals and use coupons
My favorite is definitely menu planning. I plan out our meals for 2 weeks at a time and only go to the grocery store when needed. It has saved us over $100 a month!!
My favorite money saving tip is menu planning. I am not very good at it yet but I am working on it!!
My best tip for saving money is to get rid of cable TV. With 4 kids I really don’t know how we’d have time to watch TV anyway, but without it our kids don’t ask for things they see in commercials.
I like to make pizza at home from scratch instead of ordering it from a restaurant. It saves a lot over the year. 🙂
I “liked” Mom’s Plans on Facebook. I am glad for the giveaway or I wouldn’t have found this page.
In our house everyone gets most of their clothes through consignment sales or resale shops. Not just the thrift stores have the good prices. If you buy at the right time and stock up on sales through higher end shops clothes don’t have to cost so much for everyone in the family!
I follow on facebook. Thanks!
My favorite money saving trick is stacking coupons at Target and Walgreens. It always amazes people how much stuff I walk out with and how little I pay.
My favorite tip is to just go through what you have and figure out what you REALLY need and don’t need then make a list for shopping and force yourself to stick to it!
Following Mom’s Plans on Facebook 🙂
Use coupons but only for things you would buy or use!!
Follow Mom’s Plans on [email protected]
My favorite tip is to make an ongoing grocery list, and buy those things on your list only when they are both on sale and combined with coupons. It means I have gone without some of the things I want, because they’re not on sale yet, but I realize how little I really need! Thanks
menu planning!!
I’ve been trying to match coupons with sales. Not always easy, but it does make me feel good at the register.
My favorites are freezer cooking and menu planning… 🙂
I save my change in jars and when full use it for something special.
Budget is the key i think.
I am a US Army Soldier and first time Mom of a 6 month old boy. I just liked your facebook page and will befollwing you on facebook and would like to be entered into the drawing for the Money Saving Mom Budget book. Thank you. Happy Holidays.
I would like to win the Money Saving Mom’s Budget Book.
Favorite money saving tip is to plan a menu before shopping and then base shopping list off of that menu. No need to worry about what’s for dinner.
I follow Money saving mom on FB and email
I like to make menu plans and try to find new meals to make out of items I already have, avoiding new grocery purchases as much as possilbe for a week or two every month or two.
I always clip and print coupons and have club cards for the stores I shop at. I am still very new to this so any help I can get would be great.
Just liked you on Facebook michelle.fantanzaarbore
I have to plan our meals or our budget explodes!
I’m following Mom’s Plans on Facebook.
I look at the weekly ads online and compare prices before I walk out the door
I like to stick to a grocery list when shopping to avoid impulse buying.
I would love to win a copy of this book. My favorite money saving tip is to make my own homemade cleaning products . It saves me quite a bit of money and is better for my family’s health and the environment. Thanks!
Meal planning and the envelope system!
I “like” Mom’s Plans on FB and would like to be entered in the Moneysaving Mom book giveaway. Thanks! 🙂
My favorite money saving tip is to use coupons all the time and walk up and down the store aisles to find the unadvertised sales.
I make my own laundry soap.
I liked you on FB
Love all kinds of money saving tips; when I read some, I think “doesn’t everyone already do that?” but now I know better. I reuse sandwich bags for dry foods (pretzels, cookies) & buy in bulk, rather than individual packaged foods – unless I can get those free with double coupons & sales.
So far, the best coupons I’ve recieved are from the companies themselves. Either I let them know how much I disliked their product and they sent me super high value coupons. But I really love when I get free samples and they come with amazing coupons, and I have little samples to save for guests or to keep in my diaper bag, depending on the sample! I even get coupons from my kid’s doctor! He has a basket of samples and coupons in the front of his office, and the ladies know to keep a few extra good samples and coupons for me. It’s nice! =D
Now to find you on Facebook! =D
Found you on facebook! =D
Clipping and printing coupons is the business! Also clearance shopping and shopping out of season. Gotta love it!
The only tip I have is to use vinegar in my Downy ball. It saves money and prevents built up on the clothes.
I use one credit card strictly for groceries to moniter my spending and to still get reward points for travel. Also, I follow MoneySavingMom to match my coupons so that I am able to always save at least 50% on my groceries.
I’ve heard so much about the cash envelopes and need to try that but my way of keeping track is using one credit card for all my purchases and I follow MoneySavingMom making sure I have the coupons I need when I shop.
thank you for this oppurtunity! im a huge fan of crystals and with a toddler, a new baby on the way and a foreclosed home we just purchased we can use all the money saving tips we can learn!
my best tip is make your own laundry detergent its so cheap/easy and we save hundreds of $ a year!
Money saving tip: recycle – find ways to reuse items for other purposes instead of throwing them in the trash.
My favorite money savings tip is DrugStore Shopping–using coupons and incentives at CVS and RiteAid for many free items.
My favorite way to save money is to use coupons and shop sales
I also liked on Facebook
I am new to money saving- but I like to use coupons on already sale merchandise or Buy1Get1s.
I now follow Mom’s Plans on Facebook 🙂
One of my Favorite money saving tips is just use coupons and of course the drug store game 🙂
Be purposeful in NOT spending.
There are just a LOT of things a person can REALLY (and truly) do without.
My husband is a bi-vocational Pastor, at a small church that can now no longer afford to pay him. (Rather then initial salary, he has asked to be given 10% of our small church’s tithe, so generally they give him around $70 a month). He does work full time and we depend on that income to get by. I am a stay at home Mom and do what I can here at home to help…bringing in an added nine to ten thousand dollars a year to his salary. We have six children.
We have learned to “do-without”. Not get the extras…DO the extras. It’s not always fun…but it CAN be done. And I’m not a shopper, so helps a lot.
Another thing we have had to change is the number of meals we have in a day. Though the children get to eat all of them…we do without Supper…a meal that isn’t necessary for either of us (we don’t have physical requirements for it). This helps the waist-line and helps us sleep better at night too.
Just a few things of what we do. :o)
The envelope system is my favorite money saving tip.
I always use coupons and match sales when shopping. But my biggest money savings tip is Thrift Store Shopping. You can save a ton of money, AND you help a charity AND its a greener alternative (we are such a throw-a-way society). I’m just sorry that the word has gotten out (lol – just kidding. )
I like Mom’s Place on FB.
Thanks,
Debby
Cooking from scratch whenever possible and eliminating processed foods is money saving and healthier. We try; still working on it!
I now follow you on Facebook.
This book sounds like the kickstart I need! Since we live 20 miles from town, we make one trip a week and shop at Sam’s. We also only go out for entertainment on 1/2 price movie nights and utilize BOGO meal deals/kids eat free restaurants.
My favorite money saving tip is to cook and eat ALL MEALS at home, including coffee:-) Every little savings adds up! But, I need to learn so much more as I am 6 months pregnant and so badly want to stay home with my baby girl when she arrives!
I just “liked” you on FB!
Best money saving tip….use cash!
Hi. Thanks for the giveaway.
Planning a menu, making a list and using cash (and coupons) are some of the best ways to save money. I have to add that the say “Take care of your pennies and you dollars will take care of themselves” is a very wise saying. If you are careful about the small things, like turning the oven off a few minutes before the foods done, or hang-drying clothes, etc, then you will find that they all add up to bigger savings in the long run.
I liked you on FB:)
I have been couponing for 2 or 3 years but I can not get my gro bill down. cannot save anymore than 40% on groc. I need HELP!!!!!
We started the Dave Ramsey program several years ago. That has really helped us to stay on budget. The envelopes have been a real big help. I started clipping coupons about a year ago. Still working on system for them but it has helped a lot.
I always shop with a list. That way I remember what I need and don’t buy what I don’t.
Freezer cooking – always make extras when you make dinner and freeze the extras for easy to prepare meals later in the week/month.
My best money-saving tip is to assess each purchase and determine whether it is a need or want. It is amazing how much we think we need that we can really do without.
I religiuosly clip coupons and look at the store’s inserts before shopping.
I ask my self “Do I NEED this or do I WANT this?” Usually ends up me not NEEDing it so it stays in the store.
My favorite money saving tip is that my husband and I use the envelope system and pay cash for most everything.
I follow you on Facebook.
My money saving tip is to Always comparison shop and follow
the blogs.
I cut coupons!
I follow mom’s plan’s on facebook.
Matching coupons to sales, thrift stores and find as many free things you can do with the kids!
The best advice I can give is… if you can separate yourself from material things, common sense financial behavior will fall into place. 🙂
ALWAYS make a list and ALWAYS follow the list when grocery shopping! If it’s not on the list, DON’T put it in the buggy…..
Hi, I now “like” you on facebook. I look forward to learning more ways to save.
I really dont have any money saving tips to share. I try to use coupons but they dont seem to save me much as i am not consistent with them and end up buying things I dont need.
Clipping coupons!!
I love Financial Peace’s money envelope system! It’s a great way to organize and stay within our budget.
I like to combine store sales with coupons; buy used when possible; wait for items that we need to go on clearance and use programs online like Swagbucks to earn Amazon gift cards.
I liked Mom’s Plans on Facebook.
Cut out “eating out”. This will save you a lot of money.
Following you on facebook now. Thanks for offering the book!
Plan weekly menus by what is on sale that week
My best money-saving tip is to use cash to buy things so that once you’re out of money, you can’t overspend.
I’m following you on Facebook now! My favorite money saving tip? Subscribe and Save (for certain items, but especially diapers) on Amazon. Love it!
My fav tip is to use vinegar in the washing machine in place of fabric softener. It works just as well, is MUCH cheaper and no chemicals, either!
My favorite tip is to stack store sales with coupons
I use Mint.com to compile budgets and keep track of spending. Dave Ramsey is also another great resource to learn about money-saving tips!
I look through the store ads with an open mind and open coupon folder. It is amazing the meals I can come up with based solely on what’s on sale that week.
Use cash
My tip is saving change from purchases and placing change in a piggy bank for fun money or extra
money to put in bank.
I get the deals with Buy 1 and Get 1 free and while I usually donate the free one to charity, it still is a savings to me especially when I use a coupon for each item.
Please remove my last name. Sorry
coupons, coupons, coupons!!!
I always get my grocery store flyers, then plan my menu. I also try to make something else with my leftovers. An example would be cook a roast with mashed potatoes turns into barbeque beef and potatoe cakes the next day.
i follow you on facebook!!!
I know this will be a great read!
I follow you on facebook
Invest in a pair of clippers & scissors. I have been cutting both of my boys & my husband’s hair for yrs. I can’t even count how much we’ve saved.
I follow you on facebook. Thanks
I stock up when things are on sale and I have a coupon.
I save money on my electricity bill by using drying racks for our laundry. We live is sunny Florida so most days I am able to get our laundry dried rather quickly. When I can’t put the racks on our patio, I place them around the house. It does not look very nice to visitors.. but it drops our bill enough. I have tried meal planning but never follow through…so I am hoping to get back on track this new year. Would love to win this book.
My favorite money saving tip is to spend only cash. It’s impossible to overspend when you stick with cash.
My favorite money saving tip: Use the crockpot! It is amazing what wonderful creations happen with a little of leftover this, and a little vegetables. Yummy.
I really want that book, choose me please.
My tip is to do finances as a couple, it solves a lot problems!
I follow Mom’s Plans on Facebook as Kristi Summit
I love money saving tips and would love to have this book!
I think it important to stay flexible when using a coupon for toys so that you get the best deal. The more flexible in terms of which toy the better. Would love love love to win the book. It looks so interesting.
I save all of my change throughout the year, then when Christmas comes around, I have a nice Christmas fund to buy gifts with.
spaller213 (at) gmail (dot) com
I “like” you on FB – Stacey Paller
spaller213 (at) gmail (dot) com
This tip is from my husband “Want a money saving tip? Don’t spend any.”
Lol!
My favorite way to save money is to only buy things when they are on sale and it is a bonus if I have a coupon! Never pay retail, there is no reason to 🙂
My favourite money saving tips is to call with a legitimate praise or complaint when I truly have something to say about a product. Many times the company sends out coupons in appreciation.
Liked you on FB as Eli Carver.
My favorite tip is to combine a manufacturer’s coupon with a store coupon when the item you NEED is on sale!
Following Mom’s Plans on facebook now!
My favorite money saving tip is to leave hubby at home! He finds it super difficult to follow my list I painstakingly stayed up till 3am to make. He is for sure an impulse shopper. I love him dearly, But he definitly ensures my grocery expenditures double!
Pair coupons with sales!
I try to do Christmas shopping throughout the year as I see good deals
I always buy something on sale
I like you on fb
My fav tip is to trade coupons with family and friends, [email protected]
Like you on Fb! [email protected]
We garden and buy lots of stuff used like clothes and toys. We also make our own cleaners.
I follow you on FB.
Always have a list and a plan before going to the store
My favorite money saving tip is to meal plan by month and then have the flexibility to rotate meals to fit what is on sale that week. (Plus reading money saving blogs for tips on good deals!)
When it comes to gifts….I use my talents of “thrifty/crafty” and often end up making most of my gifts. It allows me to make a figt more personal! This is especially helpful in the months of July when I have 6 family birthdays 🙂