The author of one personal finance blog I read paid 100% cash for her house.  Another managed to pay her house off years early; she is 31 and owns her home outright.  Me and my husband?  We are still renting and haven’t yet even earmarked a house fund.

I watch Suze Orman every Saturday night.  It is one of my guilty pleasures.  I routinely see couples my husband’s and my age who are bringing in $10,000 to $12,000 a month.  Right now, because I made the choice to stay home, we are bringing in about $2,100 a month.  In her “How Am I Doing Segment” I often see couples our age who have $400,000 to $500,000 set aside for retirement.  We do have a retirement fund, though it is not nearly as large as that.

If you read many personal finance blogs, you will see authors in all sorts of financial straits.  A few are digging their way out of enormous debt.  However, some are paying cash for everything and achieving great financial goals.

I used to compare myself to the other bloggers, but I realized that was harmful.  Either I was jealous that other people were doing so well, or I felt superior to others who were struggling more than we are.  Neither emotion is productive.  Neither feeling helps me improve my life.

So now I have made it a goal to only compare to myself, to only look at the progress our family has made.  I have created a chart to record all of the money I am earning working at home.  My goal is to make a little bit more each month than I made the month before.  Then I know I am learning and growing and succeeding.

I shared this post at Life as Mom.

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