100_3968I’m a big believer in setting goals.  In fact, setting goals is such an important activity to me that I set yearly goals on this blog as well as weekly goals that help me take small steps to achieve the goals I’ve set for the year.  (Reporting back to you every week helps keep me accountable, too!)

Our biggest goal by far this year is to save approximately $10,000 for Japanese school for our daughters.  It is definitely a big, hairy, audacious goal.  To just look at that goal is overwhelming.

How to Accomplish BIG Goals

If a goal is too big, sometimes you are overwhelmed and just don’t take any action.  That is what happened to me.  Basically, the first 3 weeks of January, I made no progress.  The last week, I changed strategies and finally started seeing results.  Here’s what I did:

Break It Down

First, I broke the goal down by month, making it more manageable.  Now I’m looking at saving $875 a month.  I made it even more manageable by breaking it down by week.

You may have heard that the best way to eat an elephant is one bite at a time.  So it is with goals.

Have Faith

Sometimes you look at your goals and really don’t see how, from where you are, that you can accomplish the goal.  However, have faith.  When you are determined, amazing things happen.  For instance, I got a number of extra jobs in January that helped me save some money as well as an unexpected refund.

Where you are at the beginning of goal setting is like looking out at a hilly terrain.  You can’t see what lies beyond the hills.  You can’t see your whole year.  You’ll likely be surprised by events that help you accomplish your goals.

Put the Goal First

Another important step is to put the goal first.  Since our goal is a financial one, I know set aside the $875 at the beginning of the month.  If I wait until the end of the month to see what is left, I likely won’t have the full $875.

Whatever your goal is, make it your priority, and you’ll be more likely to accomplish your goal.

How to Get Started

Write Down Your Goals

There is something about setting goals and actually writing them down that helps you accomplish them.

If you haven’t written down your goals yet, there is still time to do so as the year is young.  Even if you set a big, hairy audacious goal as we have and don’t accomplish it completely, you’ll still be closer than you would have been if you didn’t set goals.

Share Your Goals with Others

To keep yourself accountable, share your goals with others.  Share with only a few people, or share with everyone you know.  (My philosophy is that the more you share, the more accountable you are, so the more the better.)

Visa Prepaid has created a Facebook app, Build Your Best Goal, which is meant to help moms set goals that they can reach (and share with their friends on Facebook, if they would like).    Once you set your goals, you are entered to win a pair of premium headphones or a $15 Visa gift card.  Also, every time you play, you have the opportunity to win the grand prize of a Tablet PC with kickstand and touch keyboard!

Setting goals is vital to growth and progress.  I’ve set goals for the last few years, and I’m certain I’ve accomplished much more than I would’ve had I not set goals.

Do you set and write down goals?  If so, do you agree that they help you accomplish more?

I am blogging on behalf of Visa Prepaid and received compensation for my time from Visa for sharing my views in this post, but the views expressed here are solely mine, not Visa’s. Discover more at http://www.VisaPrepaid.com or join the Visa Prepaid community athttp://www.facebook.com/VisaPrepaid

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