I last updated our goals at the end of May. Here is our progress since then:
–Pay off our credit cards. On Track. We owed $15,815.82 when I set these goals on January 4th, and now, as of June 30th, our balance is $10,717.61 Thus far we have paid off $5,098.21 or 32.2%. Our goal is now to pay this off within the next 12 months.
–Pay off my student loan. On Track. On January 4th, my student loan had a balance of $6,167.53; as of June 30th, the balance was $5,208.61, so we have paid off $958.92 or 15.5%.
–Snowflake at least $750 a month on debt. Not yet accomplished. Thanks to a very rough patch in March and part of April, we couldn’t snowflake as much as I would have hoped. However, we are happily back on track. As of June 30th, we had snowflaked a grand total of $3,415.25 in 2012, which averages out to $569 a month. We haven’t hit our goal yet of $750 a month, but I am still pleased with our progress.
–Sell $1,000 of stuff around the house. On target. In 2011, we sold $1,550 of stuff, and the goal is to sell $1,000 in 2012. Thanks to a hot, hot, hot June, we were able to sell 3 of our air conditioners we no longer use (since our new apartment has a built-in air conditioner unit) for $340. Combining that with last month when I sold $250 of my kids’ outgrown clothes, and we are sitting pretty at $590. I still have more to sell too.
–Learn to use coupons strategically to lower our grocery bill. Fail. I have not made any progress in this area. I am too busy, which means I am losing money by not couponing, but since we can purchase so few processed foods thanks to our food intolerances, I am not very motivated.
–Lose 25% of my body weight. No progress this month. I am holding steady at 4% of my body weight gone. I need to ramp up my efforts in July, especially in the exercise department.
*–Get 7 to 8 hours of sleep a night. Fail. There is always some reason why this is a fail, which tells me I am not making sleep the priority I should. This is on my target for July along with exercise.
–Send my daughter to Japanese school. Accomplished. After much debate and viewing two other potential schools, my husband and I decided to send our daughter to Japanese school. She has been going since the beginning of May.
–Increase our emergency fund. Fail. In January, my target was to have an emergency fund of $3,000. We had to dip into our emergency fund to pay quarterly taxes and to pay some unexpected medical bills, so we are down to $1,050, or 35%.
How are you doing on your goals?