100_3968I set some lofty goals this year that, in all honesty, I am not sure that we can accomplish.  However, I like to set the bar high because even if I don’t accomplish ALL of the goals, at least I have achieved more than if I had not stretched myself.

Also, these goals can’t be completed in a month or two.  Most of them will require all of 2013 to complete.

Here is how we did meeting our goals in February.


Save $3,300 for children to go to Japanese summer school by June 20th:  On target.  I put Japanese school as a regular line item in the budget in February instead of something extra to fund if we had money, and we were much more successful in February & March.  Now we have $2,857 saved, so this goal is 86.5% accomplished.

Save $7,000 for girls to go to Japanese school in the fall by September 1st:  NO LONGER A GOAL.  We’ve decided that we can’t afford Japanese school this year during the academic year; instead the girls will got to preschool at my son’s school.  After this month, this goal will drop off our goal list.

Pay off my student loan:  On target.  The current balance is approximately$3,341.52, so we paid off $277 in March.  I know some would advise paying off the credit card first, but I’m thinking from a cash flow stand point, and getting rid of this debt gives us $200 more a month to work with.  Plus I feel more motivated to knock out the smaller debts first.

Reduce our credit card balance to $5,000 :  No progress.  I have this debt on  0% APR credit card which expires in March, 2014, so I would like to have this paid off by then.  For now, however, I’m paying the minimum payment required so all extra money can go on my student loan.

Maintain an emergency fund of $3,000:  Accomplished this month.

Complete our wills:  No progress.

Apply for another life insurance policy.  No progress.

Make several necessary car repairs (to the tune of $2,000 or so dollars):  On target.  We used several creative strategies to come up with the $634 required to replace all 4 of our tires.  In March, we paid $728 for front brakes and brake fluid.  Now the only expense left is the spark plugs for $600 plus.  I’d like to think we can make that repair this month, but I’m guessing we won’t be able to do it until May.

Read 24 books this year.  On target.  I am enjoying reading again so much!  In March I read 4 books, bringing my total for the year to 14 books.  This goal is 56% accomplished!

Watch 24 movies this year. On target.  We watched four movies in March, bringing our total to 10 for the year. This goal is 41% accomplished.

Lose 20% of my current body weight:  On target.  Since January 1st I have lost 10% of my body weight.  This goal is 50% accomplished!

Exercise at least 3 times a week:  No progress.  March was a very busy month between going to Tennessee and kids off school, so exercise fell by the wayside.  I need to pick this up again.

Continue to follow my diet and heal my leaky gut.  On target.  This is a hard one to measure, but I recently took a test again that I took last September, and the results are much better and definitely show healing.  That’s encouraging.


Increase my freelance income by 50% over 2012:  On target.  My income has been increasing each month.  It’s still not at 50% yet, but there is progress..

Check e-mail no more than 4 times a day:  No progress.  I am still failing miserably at this.  This might be the hardest goal to accomplish this year.

Treat my blog like a business:  On target.  I have been commenting more and also linking to linky parties, but there is still much more I have to do.  This month my goal is to write out the many updates I’d like to make on this blog and work on implementing them throughout the year. (I blog because I enjoy it, but I do want to get more disciplined about my writing on this blog.  I also want to grow the number of visitors who come every month.)  To do this, I plan to do some behind the scenes work such as cleaning up old blog posts, making them more Pinterest friendly, replacing bad pictures, and fixing dead links.  I also plan to comment more on other blogs and reach out more to other bloggers.

Stick to a regular blog schedule:  On target.  I had a few lapses at the end of March when my freelance schedule got very busy, but overall this is on target.

Do you set goals?  If so, how are you doing on yours?

I shared this post at Money Saving Mom.

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