Have a Little Faith by Mitch Albom – A Book Review

This book contains affiliate links which help support Mom's Plans. I love much of Mitch Albom's writing, especially his non-fiction writing.  When I went to the University of Michigan, I eagerly read his columns in The Detroit Free Press.  One … [Continue reading]

How I Feed My Family of 5 for $6,500 a Year–Week 5 (January 30 – February 5, 2015)


I'm not going to lie, this second four week cycle is going to be difficult!   We decided to buy 30 pounds of pork from a local farmer.  We have to pay the entire $260 upfront before we get the meat in early March.  I paid the $75 deposit out of … [Continue reading]

What Is Universal Life Insurance?


Universal life insurance is a permanent form of coverage with an investment component. It differs from whole life, which offers a savings account, because the investments have a higher degree of risk to the policyholder and value can be lost as well … [Continue reading]

How We’re Making Our $6,500 a Year Grocery Budget for 5 Work


                            This year, I started a new series on Tuesdays sharing what we spent on groceries for the week.  Our plan is to … [Continue reading]

Menu Planning for February 8, 2015


We're the second week into our 4 week cycle of groceries, and we've already spent 80% of the grocery money, in part because we had to pay $110 down for a pork share that we'll receive in early March.  That means for the next two weeks, we'll be … [Continue reading]

Sala’s Gift by Ann Kirschner – A Book Review

Sala Garncarz, a member of a prominent Jewish family, lived in Poland and was 16 years old when her older sister, Raziel, received a letter that she must report to the labor camps.  Immediately, Sala offered to take her sister's place at the labor … [Continue reading]

How I Feed My Family for $6,500 a Year–Week Four (January 23 – 29, 2015)


Woo Hoo!  The first four-week cycle is complete, and we stayed under budget.  (Just barely.) This year, I'm aiming to spend $6,500 total for food for my family.  That amount includes groceries only, NOT toiletries.  We rarely eat out, so the food … [Continue reading]

My Personal, Financial, and Business Goals for 2015 – January Update

My word for the year is BALANCE, so I've chosen goals that mesh with living a year of BALANCE. Personal Goals Take a trip to Michigan this year to see family and friends.  Not yet, though we do have one planned. Spend no more than one hour on … [Continue reading]

Our Debt Repayment Progress & Savings Goals #35


I haven't written a debt repayment report since August 4th. Since that report, we've paid off the credit card balance we accrued when we moved.  My  husband also applied for a grant that will pay half of the balance on his student loans, but we … [Continue reading]

Menu Planning for January 31, 2015

Making it on my $500 every 4 weeks grocery strategy is getting a bit more difficult.  :) Here's the plan:  Stock up the freezer with some freezer meals, and try not to do much more grocery shopping this 4 week cycle (which just started on … [Continue reading]