The Importance of Diversifying When Self-Employed

Diversifying is essential to life.  Don’t stray too far from your clan when having children, and you’ll eventually see multiple genetic problems in your offspring.  The more diverse the gene pool, the better for the health of your children and grandchildren. Diversifying is also essential to your stock portfolio.  The smartest investor is the one […]

How We Raised $634 to Pay for Our New Tires

As Facebook fans know, my husband and I have been looking high and low to find money to replace our nearly bald tires. We started saving in the middle of January, but we felt pressure because we were driving to Michigan at the end of February to help take care of my mom as she […]

What Are You Telling Yourself? Change Your Thoughts, Change Your Life

I began the new year reading Eat, Pray, Love.  (My review will be coming next Friday.)  One of the things about the book that stood out to me was the author, Elizabeth Gilbert’s, self-defeating recording. When she first went to Italy, she was constantly doubting herself.  She thought she wasn’t good enough, that she was […]

Tips for Selling Your Kids Clothes and Toys on eBay and Craigslist

A big help to my flash savings challenge was selling my kids’ outgrown clothing, supplies, and toys on eBay and Craigslist. Several of you were inspired to have your own flash savings challenge and part of your strategy, too, was cleaning out stuff you no longer needed. To help you make the most money, here […]

Why I Am Trying to Hire a Babysitter

Last year at this time, my husband and I were scraping by on his small grad assistantship and student loans, relying on credit cards to get us through.  It is a situation that landed us in a great deal of debt that we are currently paying off with gazelle intensity. The Growth of My Business […]

How Do You Behave During Personal Financial Booms?

Recently, when researching my staff writing post about the current job boom in North Dakota, I ran across an interesting article, “I Doubled My Salary in North Dakota.”  The article is about a man who had formerly worked in a factory in Nebraska, but lost his job thanks to the recession.  He took the leap […]

I Closed My eBay Store

I did.  I closed my eBay store on June 28th, and I finished selling off all of my inventory on July 8th.  I can’t tell you what relief I feel! In the next few weeks I hope to show you how radically different our study now looks.  It is no longer filled with mountains of […]

Tips and Advice from an Aspiring Full-Time Blogger

Crystal at Budgeting in the Fun Stuff is an active Yakezie member who is currently working full-time and running a thriving blogging/freelance writing/virtual assistant business on the side.  She is looking to leave her full-time job in 5 or so months to work from home full-time.  When I mention my freelance work, many readers ask […]

Only Judge Your Financial Progress Against Yourself

The author of one personal finance blog I read paid 100% cash for her house.  Another managed to pay her house off years early; she is 31 and owns her home outright.  Me and my husband?  We are still renting and haven’t yet even earmarked a house fund. I watch Suze Orman every Saturday night.  […]