December No Spend Challenge: Week #1

For 3 weeks, from November 29 through December 20, 2012, we are having a no spend challenge.  (Actually, a spend less challenge.)  We have set aside $300 for gas, transportation, entertainment, Christmas gifts, and groceries. This week was a fairly low key week with one exception.  We celebrated our 12th wedding anniversary.  We never go […]

Flash Savings Update, Week #3

Three weeks ago I set a goal for myself to have a 4 week flash savings challenge.  At the end of the 4 weeks, my goal is to have $3,000 in our emergency fund savings.  (We started with $611 in our savings, so we need to get $2,389 in four weeks.) We have one week […]

Flash Savings Update, Week #2

Two weeks ago I set a goal for myself to have a 4 week flash savings challenge.  At the end of the 4 weeks, my goal is to have $3,000 in our emergency fund savings.  (We started with $611 in our savings, so we need to get $2,389 in four weeks.) I have been listing […]

Flash Savings Update, Week #1

Last week I set a goal for myself to have a 4 week flash savings challenge.  At the end of the 4 weeks, my goal is to have $3,000 in our emergency fund savings.  (We started with $611 in our savings, so we need to get $2,389 in four weeks.) Monday and Tuesday night I […]

Flash Savings: Growing Our Savings to $3,000 in 4 Weeks

Murphy has hit us and hit us hard these last few months. Murphy is a challenge any time he shows up, but when you have a very small emergency fund, Murphy can wreak all sorts of havoc in your finances as he has ours recently. Our debt, which had gone down for 10 months, went […]

The Organic Thrifty Food Grocery Challenge: Update #4

On July 13th, I set a one year goal to challenge myself to spend no more for my family of 5 buying predominately organic food than the government states is the “thrifty” level of spending for our family, which is $156.30 a week. This report covers our spending from August 25th to September 28th–5 weeks! […]

3 Easy Steps to Declutter Your Home and Make Money – A Guest Post

The following is a guest post from Julie at The Family CEO. Melissa and I are kindred spirits when it comes to decluttering. It’s a win/win situation when you can free up some space in your home and give your finances a boost at the same time. And like Melissa, I often sell things – […]

Our August No Spend Week: How Did We Do?

You may recall at the end of August I had a no spend week.  The goal was to not spend more than $25 for the week on food, entertainment and gas.  I was also going to try to sell some stuff around the house and make some extra money. Here is how we did on […]

The Organic Thrifty Food Grocery Challenge: Update #3

On July 13th, I set a one year goal to challenge myself to spend no more for my family of 5 buying predominately organic food than the government states is the “thrifty” level of spending for our family, which is $156.30 a week. This report covers our spending from August 11th to August 24th. One […]

No Spend Week: Would You Like to Join Me?

We have an expensive September with LOTS of expenses.  Quite frankly, more expenses than we have money for.  I am going to have to hustle AND hold on to the coin I already have. First, the hustle. Craigslist–We have money in our basement in the form of unwanted “stuff” and I need to convert that […]