2013 Personal, Financial and Work Goals – April Update

100_3968I set some lofty goals this year that, in all honesty, I am not sure that we can accomplish.

However, I like to set the bar high because even if I don’t accomplish ALL of the goals, at least I have achieved more than if I had not stretched myself.

Also, these goals can’t be completed in a month or two.  Most of them will require all of 2013 to complete.

Here is how we did meeting our goals in April.


Save $3,300 for children to go to Japanese summer school by June 20th:  ACCOMPLISHED!  We accomplished this goal at the end of April, two months before summer school begins.

Pay off my student loan:  On target.  The current balance is approximately$3,092.14, so we paid off $249 in April.

Reduce our credit card balance to $5,000 :  No progress.  I have this debt on a  0% APR credit card which expires in March, 2014, so I would like to have this paid off by then.  For now, however, I’m paying the minimum payment required so all extra money can go on my student loan.

Maintain an emergency fund of $3,000:  Accomplished this month.

Complete our wills:  No progress.

Apply for another life insurance policy.  No progress.

Make several necessary car repairs (to the tune of $2,000 or so dollars):  On target.  We used several creative strategies to come up with the $634 required to replace all 4 of our tires in February.  In March, we paid $728 for front brakes and brake fluid.  Now the only expense left is the spark plugs for $600 plus.  I’m hoping we can make the repair this month, but the money is not in the budget, so we’ll have to see.

Read 24 books this year.  On target.  I am enjoying reading again so much!  In April I read 2 books, bringing my total for the year to 17 books.  This goal is 70% accomplished!

Watch 24 movies this year. On target.  We watched six movies in April, bringing our total to 16 for the year. This goal is 66% accomplished.

Lose 20% of my current body weight:  On target.  Since January 1st I have lost 11.8% of my body weight.  This goal is 59% accomplished!

Exercise at least 3 times a week:  On target.  Now that the weather is nice, I’ve been walking my son to school 3 to 5 days a week.  That is a mile each time.  When all the kids are in summer school, I’ll add in more exercise.

Continue to follow my diet and heal my leaky gut.  On target.  I’m taking the food intolerance test again shortly.  If I see that I haven’t developed any new food intolerances and that some of them have disappeared, I’m definitely going to feel like I’m making more progress.  I should get the results back in June.


Increase my freelance income by 50% over 2012:  No progress.   My work leveled out in April.  I’m hoping to apply for better paying jobs when the kids are in summer school.

Check e-mail no more than 4 times a day:  No progress.  I am still failing miserably at this.  This might be the hardest goal to accomplish this year.

Treat my blog like a business:  On target.  I’ve been taking action toward this–joining Pinterest, trying to make pictures Pinterest friendly, revamping some older posts.  I’ve also been commenting and taking part in link parties.  I made a list of 13 improvements I’d like to make on the blog, and I’ll be slowly implementing them.

Stick to a regular blog schedule:  On target.  I’ve even been writing a few posts in advance instead of the night before like I usually do.

Do you set goals?  If so, how are you doing on yours?

I shared this post at Money Saving Mom.


  1. You are doing really great. I’m trailing off and I’m not making much progress at all. Now that the weather is nicer, we are always distracted. Oh well. I’ll try to hit one or two things by the end of Q2.

  2. If you are checking your blog and business related email you should pat yourself on the back for your dedication to working! I am an obsessive e-mail checker…even when I get home from work. (It is expected of me).I just give myself a time cut off….10 pm to 6 am..no hitting refresh!

  3. Great goals and great progress! I did wince when I saw the car repair bills, though. Ouch! My husband does all of our repairs and it is a great help. Did you know that changing spark plugs is easy and cheap? I’m sure that hubby does ours for about $35. Perhaps you could look online or try to find someone who could guide you as you do it yourself.

    • Melissa says:

      When I called both the dealership and the repair shop, they said that this spark plug repair costs so much because they have to remove something to get to the spark plugs (the dashboard, maybe?) so the repair is very labor intensive. Right now my plan is to walk as much as possible to put off the repair.

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