How I Plan to Have a Debt Free, Low Cost Christmas: 5 Ways You Can Make Money with Swagbucks

Do you search the Internet?

Silly, question, I know.

I used to use Google and Yahoo!, but now, for the most part, I use Swagbucks because I can get cash and gift cards in return for my search.

This year I have decided to have a low cost Christmas.  We are in the midst of debt repayment, and I don’t want to spend a lot, but I do want my kids to have a good Christmas.  One way I plan to do that is by redeeming Swagbucks points.

I signed up for Swagbucks over two years ago, and I have redeemed my points for a few Amazon gift cards, and more recently, for a $100 PayPal deposit.  For the next few months, I plan to increase my Swagbucks usage so I can earn more Swagbucks and get more money for Christmas presents.  However, it is important to get started on this early because many gift cards and other rewards from Swagbucks take 4 to 8 weeks to receive.

If you are motivated, you can use Swagbucks to generate money for your debt repayment, or for holiday or birthday gifts or to indulge in your favorite pastime.

Here are 5 Ways You Can Make Money with Swagbucks

  1. Search the Internet.  Join Swagbucks and then use the site for all of your internet searches.  Do you need to look up a recipe for homemade laundry detergent?  Search Swagbucks.  I do a lot of freelance writing and use Swagbucks for almost all of my searches when doing research.  Only occasionally do I have to switch to Google to get a more detailed search.
  2. Print your coupons from Swagbucks.  If you get some of your coupons online, why not get them from Swagbucks?  For every coupon you access from Swagbucks and redeem at the grocery store, you earn 10 Swagbucks.  Not only are you saving money using the coupon, but you are also earning points that can be redeemed for cash and gift cards.
  3. Tell your friends about Swagbucks.  If you enjoy Swagbucks, give your friends your referral link so they can join Swagbucks.  If they use your referral link, you will earn matching Swagbuck points for every search where they earn points up to their first 1,000 points.
  4. Take advantage of free Swagbucks.  You will see bloggers who sometimes have codes for free Swagbucks.  For instance, I have a free code to share with all of you:  FINCON12.  Enter that code when you sign up for Swagbucks, and you will get 80 bonus points automatically.
  5. Watch Swagbucks TV.  I am always looking for new recipe ideas, and Swagbucks has many popular videos from the Food channel.  Instead of watching them on my television or Food Network’s site, I watch them on Swagbucks and earn 5 points every time I watch enough videos.

Don’t forget, if you want to sign up for Swagbucks, do so in the next week and use the code FINCON12 to get 80 free Swagbucks.

What is your favorite way to save money when buying Christmas presents?

This post contains affiliate links which help support Mom’s Plans.


  1. I like to save by doing homemade things for my extended family. We started this a few years ago and now we have requests for some of the things we make only at christmas. For the kids we shop all year. 4 kids from 15 to 5 so we set an individual budget for each. I look for deals where I can. I also stock up on the amazon gift cards all year through several sights. Last year the 2 boys were almost free.

    • I like your idea of homemade things. What kinds of things do you do for extended family?

      • We do alot of baked things. My mom used to make the most awesome cookies so my dad and brother get those every year. We do vanilla, gourmet marshmallows, bath salts, homemade soap. This year we are adding apple butter and my husband makes awesome chocolate liquor. I cross stitch some things and we have also done a foodie basket cheap for my brother and his wife. We have also done jams and jellies and canned goods.

        • I love this idea. I will have to talk to some of the adults in our family about it.

          • We love doing this because you really have to think about things they like and plan ahead. You can’t just go buy a gift card. Presents with thought. Love that and it makes them feel sepical that you took time out of your day to create something not just go buy it. Let me know I would love to hear what they think.

          • I will. 🙂

  2. You’re preaching to the choir – last year, I used Swagbucks, MyPoints, and my Discover CashBack for Christmas. My husband and I didn’t buy each other a thing, but pooled all the money and gift cards we accumulated through these sites and programs – we ended up with $600 to spend!

  3. The surveys are where the big money’s at on Swagbucks. I’ve only been a member since August of this year but I’ve already earned over 9000 SBs. Due to a lucky string of surveys I earned 765 of those in one day. I’ve calculated that if I can continue this pace, I’ll have around $200 worth of Amazon Gift Cards to spend on my kids by the beginning of Dec. 🙂

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