One of my fellow bloggers, Peter, at Bible Money Matters, had a great post, Zombie Attack! Giving the Axe To Zombie Accounts, Subscriptions and Services. This post inspired me to carefully reconsider our monthly payments to see if I could eliminate extra expenses to come up with more money to snowflake, especially considering that I want to take some time to work on myself which means I won’t be pushing myself to work as hard.
I scrutinized all of our expenses and eliminated the following:
Cancelled Weight Watchers monthly subscription – $42.95 I was going to meetings regularly, but then when I began having digestive issues, I couldn’t follow the program as well as I would have liked. Add in a crazy summer, and I haven’t actually gone to a meeting since May
Changed bank statement to automatic to avoid monthly fee – $3.00 I have been paying this for a few months now because I was too lazy to make the call to switch. Now that I have, that is an extra $36 a year I have.
These changes will go in effect in September, so though they don’t give me money to snowflake this month, next month, I will begin saving $45.95 a month (or $551.40 a year!). I’ll apply that amount to my monthly snowball payment of $502, giving me a new payment of $548 a month!
I didn’t pay any extra over the last two weeks. There are expensive months coming up–I will be traveling to a conference in September, and we will be going to my husband’s conference in November, so we are trying to conserve cash now. In addition, if I can pay for my son’s dance class in full for the year, I will get a 10% discount, so I am trying to do that.
In the last 41 weeks since we have gotten gazelle intense, we have “found” $7,499.25 to snowflake!
How are you doing? Feel free to link up your progress.Tweet