You can’t figure out where you are going until you know where you are. This month, I want to discover how much we spend EVERY day.
It is no secret that we want to get out of debt as quickly as possible. However, there are a few life changes that have made this a bit more difficult:
Paying for Japanese School
After careful considerations and visits to both preschools we have considered sending my middle daughter to, we finally made the difficult choice to send her to Japanese school. Obviously, it is very important to my husband that she learn his native language as our son is doing. However, as my husband is only home for about 2 to 2.5 hours when the kids are awake, he has little time to talk to them in Japanese, so the school helps fill that void. (And honestly, even when he was home, he was never very good about it. Talking in Japanese would be easier if I spoke it too, which is on my list of things to do when the kids head off to school.)
We visited the other preschool, but we just didn’t care for it as much as Japanese school, and our daughter seemed much more at ease in Japanese school.
To save on costs, we delayed her entrance for 6 months, but now it is time. This will be a new expense to our tight budget, so we are going to have to be very careful with our money.
The other expense is our food. I am temporarily off gluten, and we, as a family, are dairy and soy free, so we buy rice or almond milk. Also, I want to eat organic vegetables and fruits, so we pay more for those. I have upped our grocery budget to $600 a month, which includes money to set aside for future meat and CSA purchases.
All of this means that an already tight budget is going to be tighter. If I am careless with how I spend, I will lose my ability to snowflake.
So, this month I am challenging myself to write down every single thing I spend and report back here to you once a month. I am hoping this will help me see where we unnecessarily spend money so we can cut the budget a bit more for more debt repayment money.
Would you like to join me? Come track your expenses each week and share what you learn. If you are game, leave a comment and then come link up next Monday.