Save Money? Start at Home – A Guest Post

Anyone keen to change spending habits should start at home – and it won’t be long before you see the results!

Too many of us are guilty of turning a blind eye to the various methods of saving money around the house, yet we seem to be on the ball when it comes to getting cut-price deals on things like cars and holidays. However, putting into practise a few tried and trusted techniques can significantly reduce outgoings and that, in turn, will give you and your family more cash to spend on something else or stash away for the future.

The biggest costs incurred by a home owner will be via household bills and while it may seem that you, as the consumer, are powerless in the struggle to drive down the price of gas and electricity when pitted against huge energy suppliers, it couldn’t be any further from the truth. Actually, you’ll be staggered by just how much you can reduce them by using gas and electricity comparison sites that will deliver a range of quotes from a number of companies within seconds of entering just a few basic details online. You could be in line to save hundreds of dollars annually and you can do precisely the same when it comes to buying car insurance, home insurance and travel insurance.

So you’ve scoured the web for the best energy deals and your bank account is looking a little healthier as a result. What next? Well, think about how to lower the amount of actual energy used around the home. Little things like turning off lights when you leave a room, switching off appliances after use and avoiding placing anything on standby can make a big difference if done on a consistent basis. The sooner you teach your children and other family members about the benefits of being practical and sensible around the house then the more money you’ll save in the long run. It really can be that simple and straightforward.

Making sure appliances are energy efficient is another way of not only doing your bit for the environment, but also easing the financial pressure on yourself. This may involve expenditure in the short term on things like energy-saving light bulbs, but consider the bigger picture and, crucially, the long-term benefits. What actions you take in response to changes in temperature will have cost implications and will depend heavily on where you live, so it would be inappropriate to suggest turning off central heating or air-conditioning units altogether because that may not be realistic. What is more pragmatic, though, is turning them down whenever possible.

The grocery bill is another bugbear in every household. People want to eat well, but stretching the food budget might not always be worth stretching the dough for those homemade pizzas. Drawing up a menu plan will reduce wastage and ensure you only buy what you need when you need it.

Growing your own fruit, vegetables and herbs means you’ll have greater control of your purse strings. Recycling and reusing household items whenever appropriate is a must in the battle to balance the books.

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