Weekly Goals for October 22, 2014, and an Update on Last Week’s Goals

My work load has gotten very heavy recently, which is why I didn’t accomplish as much as I wanted to.  For this upcoming week, I’m going to give myself grace and pare down my goals.  Sometimes it’s just about survival.

Here’s what I accomplished last week:

Last Week’s Goals

Financial

  • Have a brief budget meeting (no more than 10 minutes) with my husband.
  • Rework the budget.  (I just got a semi-annual HOA bill, which I completely left out of the budget.  Oops!  It’s also clear that the grocery budget I set was too low, so I have to find more money for groceries.)
  • Have 3 No Spend days
  • File all of our paperwork from the last 3 months (since the move)

Personal

  • Write 3 thank you notes.
  • Empty two tubs (We’re mostly all unpacked, but we have about 5 to 6 tubs that we haven’t unpacked.  I want to take care of these in the next few weeks.)
  • Have another freezer cooking session.
  • Find a physician for myself and DH.
  • Find a dentist for the family.
  • Get up by 5 a.m. every day this week.
  • Exercise one day this week.
  • Crochet one row a day on my daughter’s blanket.
  • Take the kids to the library once this week.
  • Do 5 days of homeschooling with Bookworm and the girls.  
  • Read at least 3 books to the girls or a few chapters of our Little House on the Prairie book a day. 
  • Do at least 15 minutes of ABCMouse.com with Cuddle Bug and 15 minutes of Starfall.com with PB & J Girl 4 days this week.  
  • Find a new book to read and read 50 pages. 

Work

  • Write a book review for The Year of Living Dangerously and schedule it in advance. 
  • Write 2 other posts for my blog.
  • Write 5 posts for those I work for.
  • Decide on a regular publishing schedule for Mom’s Plans.

 

This Week’s Goals

Financial

  • Have a brief budget meeting (no more than 10 minutes) with my husband.
  • Have 3 No Spend days

Personal

  • Get up by 5 a.m. every day this week.
  • Do 5 days of homeschooling with Bookworm and the girls.  
  • Read at least 3 books to the girls or a few chapters of our Little House on the Prairie book a day. 
  • Do at least 15 minutes of ABCMouse.com with Cuddle Bug and 15 minutes of Starfall.com with PB & J Girl 4 days this week.  

Work

  • Write 2 posts for my blog.
  • Write 3 reviews for my blog.
  • Write 12 posts for those I work for.

Do you make weekly goals?  If so, what are yours?

I shared this post at Money Saving Mom.

The Struggle with Our Budget Is All in My Mind

When my husband and I decided to buy a house in Arizona, we knew money would be very tight the first year.  After all, we just moved nearly 2,000 miles, sold much of our stuff, and had to buy new stuff like trash cans, dish drainers, and lots of other decidedly not sexy stuff that adds up very quickly.

However, knowing money is going to be tight and actually living when money is tight are two very different things.

I’m finding, though, that most of the discomfort from living off a tight budget is squarely in my own mind.

T-shirts: Not in the Budget

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For instance, we’re part of a homeschooling group that we do activities with a few times a week.  They were selling t-shirts with the homeschool group logo, and I thought they’d be fun to buy for the kids.  Plus, when we go on field trips, the kids can wear the t-shirts.  They cost $10 a piece.

When I did the budget two weeks ago, I realized that $30 for t-shirts is definitely NOT.IN.THE.BUDGET.

And then I felt guilty, because clearly, I’m a bad mom if I can’t buy my kids t-shirts with their homeschool group’s logo, right?

Never mind that my kids have never even asked about getting t-shirts.  They don’t care that I’m not buying them t-shirts.

I care. 

And it’s silly, I know, but I feel like a bad mom because I made the decision not to buy the t-shirts.

Groceries: Stick to the Budget

???????????????????????????????Last week, my husband and I had a budget meeting.  Part of the reason why our money is SO tight is that we’re trying to live off his income alone.  My income always fluctuates wildly, and now that we actually own a home, I want to make sure we’re never caught short if I lose some of my jobs.

(I’ve learned in the freelance world, jobs come in waves.  One month, I might get 5 new jobs.  Four or six months later, I may lose six jobs.)

When we sat down to look at the budget, we both knew that the grocery budget we set for ourselves was unrealistic considering our food intolerances (no beans for cheap protein, no homemade bread for cheap carbs) and dietary preferences (organic produce and grass fed or pastured meat).

I could give up the organics and the higher quality meat to make the budget stretch farther, but since the kids and I are all trying to repair our digestive systems, I’m not willing to make that compromise.

Yet, when we looked at the numbers, there simply wasn’t any extra grocery money.

This past Friday was my first time shopping on a very tight budget, and I got frustrated and irritable.  I didn’t like choosing between what to get and what not to when I needed everything on my list.  I don’t like that my refrigerator is half empty even though I just went shopping a few days ago.

Not having a stocked pantry, freezer and refrigerator is making me edgy.

Again, the problem is me.

We do have enough food for the two weeks I shopped for.  We may not be eating as we would prefer, but we DO have enough food.

My husband isn’t complaining.  He’s trying to stretch the groceries as much as I am.  The kids aren’t complaining.  Only I am (in my mind, of course).

We can live, and thrive, on this tight budget.  Turns out the only obstacle standing in our way is my mind.

Can you relate?  Have you also had to overcome mental blocks to feel comfortable living on a tight budget?

 

Menu Planning for October 18, 2014

My husband and I are committed to trying to live on his salary alone, or as close as possible.  Doing this means that we had to slash the grocery budget.  Let me tell you, shopping yesterday was P-A-I-N-F-U-L!  I had a list of items for Costco that … [Continue reading]

Weekly Goals for October 15, 2014, and an Update on Last Week’s Goals

The last few weeks, I've seen a sudden uptick in my workload.  While I'm very grateful for this financially, the downside is that many of my goals fell by the wayside. Here's what I accomplished last week: Last Week's Goals Financial Have a … [Continue reading]

TOS Crew Review: Apologia iWitness Books

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Before joining the Crew, I had never tried Apologia Educational Ministries products before.  This year, I've been able to try five, and I've been impressed with all of them! This go around, Bookworm and I tried three Apologia products: iWitness … [Continue reading]

How We Saved Money Last Week

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Do you keep track of the frugal things you do all week long?  Since I've been doing this, I've been surprised to discover that I do more frugal activities in a week than I thought I did. I'd love to hear in the comments what frugal activities you … [Continue reading]

Menu Planning for October 12, 2014

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I took about three hours this weekend to stock the freezer with meals, so about half of this week's meals come from the freezer.  (I put an asterisk next to those meals.)  The rest we'll make fresh or have leftovers. Here's the plan for the … [Continue reading]

Freezer Cooking Plan for October 10, 2014

Freezer cooking for a whole month is a bit overwhelming for this season of life, so I've decided to do smaller freezer cooking sessions twice a month.  This will be my first time trying something like this. All of the foods that I'm preparing are … [Continue reading]

Weekly Goals for October 8, 2014, and an Update on Last Week’s Goals

We've enjoyed a quieter week this week because we actually had a few days where we could be home all day!  However, that just meant that there was all the household work to catch up on.  I did get to make some Beet Pancakes and Chicken Apple Sausage, … [Continue reading]

Frugal Things We Did Last Week to Save Money

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This week there were several frugal things we did: We kept food waste to a minimum.  The only thing that got tossed was a small bunch of broccolini which was already yellow when we got it from Bountiful Baskets. We spent the minimal amount we … [Continue reading]